Pay down balances from each month at a fixed rate with equal monthly payments. Jump online and have your card posted to you within a few days. If your school participates, you can set up your bank account, pay bills or link your student ID to your U.S. Bank Student Checking account. If you don’t already have an account with the bank or building society you want to open a student account with, you’ll need to set up a new one. There’s no need to enter any bank details – all you need is your mate's mobile number. Lower Cost. If you opened a student account at the start of your course, it’s likely that it’ll be turned into a graduate account with the same branch, after you graduate. ca-equity-line-of-credit MENU. Whatever you need, we're always here. Visit your nearest FNB branch to receive a new debit card and a complimentary package courtesy of FNB Botswana and see your education pay off. If you do already have an account with that bank or building society, they may be able to upgrade it to a student account. While we found upgrade offers on younger accounts, six months is a solid period of time to demonstrate your reliability of making on-time payments to the bank. Get your Metro Bank account up and running in a single day. To add a bank account, click on the “ Plus ” sign in the middle of the page. It may also take a little longer for us to complete your application. If you try to make a withdrawal at any HSBC cash machine that would take you over your arranged overdraft limit, you'll get an on-screen alert to let you know how much money you have available to withdraw. The type of card you want Unlike with many card issuers, Capital One does allow customers to change from a … This is to help you monitor your usage and let you know what action you can take to avoid interest. Non-US Students can open a Chase College Checking account in any Chase branch with a Passport with photo and the Student INS I-20 or ICE I-20 form OR Passport with photo and the DS-2019 form. We’ll give you £3.50 for each of the first two Direct Debits you pay out from the account. You'll keep your existing sort code and account number If your account has an arranged overdraft limit, this will be retained Glossary of Terms You might have blocked your Online Banking Profile. Choose the account type you wish to change to. More about switching your account. Letter must be dated within the last six months and on official headed paper Letter sent to you by the university or further education provider by email. Access worldwide offers and discounts on everything from savings on clothing to exciting days out. The current lockdown means our branch opening hours have changed. sa-brokerage-upgrade MENU. Select the account you wish to change from the drop down. If money is not present in your account when a direct debit, standing order or future dated 365 payment is due, you have until 2pm that day to pay in enough money to ensure that the payment is made. You can submit an application online today. Open a Student bank account online with Royal Bank and get 1 of 3 offers. Dial 109 and do away with scratch cards. If your Microsoft 365 for business subscription is associated with your work or school email account (these versions of Office are usually licensed to you through your work or school), you have the latest version of Office as long as you keep it up-to-date. We’ll always consider an unarranged request and make the payment if we can. 1-800-663-4575 Opens your phone app. 24/7, 365 days a year. Your UCAS AS12 Confirmation Letter. Once you graduate to a non-student bank account, most banks have minimum deposit amounts, monthly fees (if you fall below that minimum) and expensive overdraft structures. Open a Student bank account online with Royal Bank and get 1 of 3 offers. If you don’t have a 16-digit UCAS status code and/or you’re not a first year undergraduate student, you can still apply online, but we may ask you for other proof of your place on an eligible course (see below). Overdraft offers are subject to application and an assessment of your financial circumstances. Well i am now 18 and wondering how i can get them off my account? Opens your phone app. The AIB Student Account is available to students between the ages of 12 and 18 years who are in part time or full time second level education. fha-loan MENU. If you don't provide your mobile number or let us know when you've changed it, we won't be able to send you these text alerts. Please have your 16-digit UCAS status code to hand. Apply now. They are not suitable for long-term borrowing and usually result in interest. Find out how to apply for a UK Bank Account. With this account, you won't have access to our credit facilities (e.g. My Student account The NatWest student account is designed to make your life in higher education a little bit easier, we offer a choice of benefits, banking through the mobile app and an interest free £500 arranged overdraft in the first term and up to £2,000 after that. Something you want to ask about? How to switch. Change your existing Bank of Scotland bank account into a student account. Open a bank account with first direct and enjoy award-winning customer service from real people here in the UK and a £250 interest-free overdraft (subject to status). An unarranged overdraft lasting more than 30 days could have a negative impact on your credit rating. Simply go to the app, tap on the account that your card is linked to, select 'Manage my card'and then select ‘Going Abroad’ to register your trip. This means that if this is a jointly held Eligible Student Bank Account, and each co-owner is also the primary cardholder of an Eligible Student Credit Card, only the Primary Owner of the Eligible Student Bank Account will be entitled to the credit card annual fee rebate. Higher National Diploma (HND) Higher National Certificate (HNC) National Vocational Qualifications (NVQs) levels 4 and 5 Foundation Degree - FDA (art based) or FDSc (science based) and/or subsequent one year full honours degree course Pre-registration or First Level Nursing and Midwifery Diploma A foundation year which is an integral part of one of the courses listed above. What happens if I lose my FNB CashPal debit card? Our website doesn't support your browser so please upgrade. Back to 'Things you should know', HSBC Group  |   © Copyright HSBC Group 2002-2021. Terms and conditions (PDF, 3.58 MB) Download, FSCS information sheet and exclusions list (PDF, 134 KB), FSCS information sheet and exclusions list (PDF, 134 KB) Download, We adhere to The Standards of Lending Practice (PDF, 89 KB), We adhere to The Standards of Lending Practice (PDF, 89 KB) Download, Student welcome pack (PDF, 720 KB) Download, Guide to Credit Scoring, Credit Reference and Fraud Prevention Agencies (PDF, 74 KB), Guide to Credit Scoring, Credit Reference and Fraud Prevention Agencies (PDF, 74 KB) Download, Already an HSBC customer? Back to 'Things you should know', 6. Apply for an interest free overdraft up to £2,000 (£500 in first term). Any transactions you make will be converted into pound sterling (unless you choose to pay in local currency). We’ll ask you for your 4 digit UCAS code; Your sort code and account number won’t change; Login to change account. If you don’t already have an account with the bank or building society you want to open a student account with, you’ll need to set up a new one. Link your card for free online, cellphone, telephone and mobile app banking. We are committed to being transparent about how we collect, process, share and manage data about you (our customers and staff). Get details about student's chequing and savings account. EAR means effective annual rate. First Bank of Nigeria Limited grants you a personal, non-transferable and non-exclusive right and license to use the contents of the site; provided that you do so within the ambit of the Terms Of Service. Representative example: 0% EAR5 variable, giving a representative rate of 0% APR6 variable (assumed arranged overdraft £1,200). Opens in overlay, View relevant information This link will open in a new window. With Sibelius. Change your existing current account to a student current account. If you pay for something using your HSBC Visa debit card while you’re outside the UK, you’ll need to pay a ‘non-sterling transaction fee’ of 2.75%. You can only have one student account at one time. Campus banking. Non-US students will also need a residential address (U.S. or foreign), proof of college/university student status and expected graduation date. If you withdraw money from an ATM, you’ll also need to pay a ‘cash fee’ of 2% (minimum £1.75, maximum £5) as well as the non-sterling transaction fee. A copy of the Statement of Lender and Borrower responsibilities is available here. Scotiabank offers specified programs and bank accounts tailored for the needs of students. We report account activity, including overdraft usage, to credit reference agencies. See the 'Important information' section below for more details about borrowing us. 1. If you’re an existing current account customer, simply log on to Internet Banking. T&C’s apply. Zero account opening; To keep it running, you only need a minimum balance of N100; Who Can Apply. Banks will often charge a fee for this, as well as interest on what you’ve borrowed. For full details see page 10 of our Guide to Personal Banking This can include your student loan, money from family members or any other income. International Students ... To apply for a Bank of Scotland Student Account you must be 17 or over and be studying for a full-time course that lasts for a minimum of two years or be on a one year access course leading onto a full-time degree. All the banks have certain rules and regulations for minor account holder. Apply now. If you take an arranged overdraft, you can later ask us to increase, reduce or remove your limit at any time online, by phone or in a branch. Our Student Bank Account makes it easy to manage your finances, and comes with an interest-free arranged overdraft offer 1 Helping you to make the most of your n ewfound independence. Get push notifications every time you make a purchase, a Direct Debit leaves your account or your student loan comes in. For more info about how to keep your PC updated, see Windows Update: FAQ. Use the unique code at our railcard website to order your free 16-25 Railcard. If you're in your second or third year, or beyond, be sure to check the new account at least matches what you're already being offered (or have) in terms of a 0% overdraft. RBI allows the age above 10 for minor account holder. You’re aged 18 years or over. This will take 5 working days to complete. Student Links. We’ll then ask you to start paying back your arranged overdraft, reducing it each year, giving you time to pay it back after graduation. In order to unblock your profile, reset your username and password. Open an FNB cheque account as the first step to building a healthy credit record. An arranged overdraft is a way of borrowing money through your current account. Eligible students include: Irish students going abroad; Students coming from abroad; and. Hello buddies, in our today’s article we would be bringing to your knowledge the online transfer limits and charges of a reliable and reputable 21st-century bank. And draw cash at till points when there are no ATMs around. Overdraft representative example: 0% EAR variable on the first £250. Why Choose this Account? There’s something for everyone. We've noticed that you've tried to login more than 3 times. Discover HSBC home&Away This link will open in a new window. Just whip out your phone to chat to us in-app. Learn more about banking for medical, dental and optometry students. We’ll send you overdraft text alerts if you’ve used or are due to use an arranged or unarranged overdraft on your account. Digital Mobile Banking MENU. Students completing post graduate courses. The link below will take you to the start of the application. Free MICR Cheque book. Existing students can usually switch their account to get the same terms as others in the same year of study – though certain accounts restrict opening to first year students. Show your money who's boss. At First Bank Nigeria Limited, we put you first and are thus committed to protecting and respecting you privacy. Subscribe now. Follow HSBC UK on Facebook This link will open in a new window, Follow HSBC UK on Twitter This link will open in a new window, Follow HSBC UK on YouTube This link will open in a new window, Our website doesn't support your browser so please upgrade, Back to 'Overdraft representative example', View our service status to see how we're doing, Careers, media, investor and corporate information, live in the UK and have lived in the UK, Channel Islands or Isle of Man for at least 3 years, don’t have another student account elsewhere, have proof you've been accepted onto a qualifying course at a UK university or college. You'll need to be 18+ and have a confirmed place on a qualifying course at a UK university or college. It takes into account not just the interest, but also any other charges that may have to be paid and any interest free amount". If you do already have an account with that bank or building society, they may be able to upgrade it to a student account. Verify that your email address is correct. Speed up your application by having your 16-digit UCAS status code handy. Lost, stolen or damaged cards. Unarranged overdrafts may result in declined transactions. Get help on everything from prepping for university to borrowing money as a student. Local Bank in High Point, NC – First Bank First Bank began as a local bank with a single branch located less than 50 miles from High Point, NC in 1935. Based on an assumed arranged limit of £1,200. 1 Then choose between AutoPay or First Payment Only. Back to 'What you'll get', 2. An overdraft lets you borrow money through your current account. See our help and support pages for guidance and to find out what you can do through online and mobile banking. Choose between either Checking or Savings, enter your Routing Number, Account Number, and Banking Institution name. And draw cash at till points when there are no ATMs around. If you are an international student and have already arrived in the UK, and have not lived in the UK, Channel Islands or Isle of Man for at least 3 years, you can apply for a UK bank account. You can do this by calling us on 03457 212 212 or visiting us in a branch, once your account is open. If your overdraft is calling you, make sure you know how it works first. In the middle of the page, click on “ Manage Bank Account ”. Back to 'Overdraft representative example', 4. Are you eligible? Please note: No over-the-counter withdrawals or any other over-the-counter transactions can be carried out at the Student Service Centre. Get your initial box of U.S. Bank Student Checking Logo checks free, or express yourself with a 50% discount on your choice of designs, 6 including many colleges and universities. Help and advice. Our FNB Student Service Centre operates during advertised banking hours to assist FNB student account holders. How does our overdraft compare? All credit-check permitted though. For all service related queries please visit our Help Centre. An APR shows the cost of borrowing over a year. Upgrade your existing Lloyds Bank Current account online - it's quick and easy to upgrade if you're already registered with Internet Banking. 2 Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Get unlimited free card swipes and low interest rates on student loans. Get unlimited free card swipes and low interest rates on student loans. The Bank may at its discretion extend the benefits of Student Accounts to other customers. Match your dreams and ambition with an account that can back you at every step. Save time with our same-day account opening either in store or online. If you choose to opt out of text alerts, this will apply to all personal current accounts you hold with HSBC UK. To get a replacement card you must apply at the FNB Student Service Centre; Your replacement card will be available for collection from the FNB Student Service Centre on campus four days from the date of application; You will be charged P65.04 for every lost card replaced and the charge will be deducted directly from your student bank account You can access and print this via UCAS Track. Please note that it doesn’t include any fees you might be charged in addition to interest. All we need to see is proof that you: Live in the Republic of Ireland. Are you a medical, dental or optometry student? In the first year after graduation, you may be eligible for an interest-free overdraft facility up to £3,000, and up to £2,000 in your second year after graduation. T&C's apply. Student Banking. It’s easy to get in touch online. This is how all UK banks must show interest rates on their overdrafts, to make it easier for you to compare one bank’s overdraft with another. Transactions include withdrawals, deposits and balance enquiry, You will pay a transaction fee for using the ATMs of other banks at a rate of P5.00* per transaction locally and P25.00* per transaction worldwide, You will pay a P1.00 transaction when you use your CashPal debit card at a point-of-sale device to pay for goods and services, All other charges are as per Personal Pricing Guide, Plan ahead, the fewer the transactions, the lower your fees, Be a student sponsored by the Government of Botswana, Receive your allowance through this account, Be registered and issued with a student number, Have a photocopy of your Omang and an original Omang card for verifcation, Sign an application form to be supplied by FNB. 39.9% EAR variable on thereafter, giving a representative rate of 30.5% APR variable (assumed arranged overdraft £1,200). Access discounts, overdrafts, and savings accounts with preferential rates. You’ve been accepted onto a full-time UCAS course at a UK institution for at least 2 years. You can request an increase of up to £2,000 in year 2 and £3,000 in year 3, subject to status and how your account has been used. Back to 'Overdraft representative example', 3. You will receive an email following the completion of your application with a link to our upload hub, where you should upload the following documents to … An arranged overdraft is where we agree an overdraft limit with you. We offer an interest-free arranged overdraft of £1,000 when you open this account.4 You can request an increase of up to £2,000 in year 2 and £3,000 in year 3, subject to status and how your account has been used. This can help in months when you have extra expenses. Then click on the green “ Add Bank ”. Recently arrived in the UK? Overdrafts are repayable on demand. Please note that on your third failed attempt, your profile will be blocked. As a transmission account, you'll be able to: Congratulations! If you’re aged 14 or older. Can’t make it in? You can still use online and cellphone banking platforms to do other banking transactions. So if you took out £100, you’d be charged a total of £4.75. You'll also be able to spot any unexpected payments right away – giving you a bit more peace of mind. Free Debit card for the student. Need to split the bill? Choose between either Checking or Savings, enter your Routing Number, Account Number, and Banking Institution name. If you choose to opt out of text alerts, this will apply to all personal current accounts you hold with HSBC UK. (Original post by lalala1) i have a natwest adapt account and have tried upgrading online to a student account.. i did this on 16th august and i hadn't heard anything at all so i rang up and spoke to someone and she said that my application didn't go through or something and that i could upgrade on the phone on in my local branch. You can upgrade online, see our - Change your existing account. Opens your phone app. You may be able to upgrade after you have been using your account for 6 months. Graduate Account; Managing Your Money; Payment Transaction History; Guide to personal banking; Lending Standards Board. At First Bank Nigeria Limited, we put you first and are thus committed to protecting and respecting you privacy. If you’re going to go overdrawn, we provide a couple of tools to help make sure you know about it. More Information; How To Apply ; FAQs; More Information. Balance Transfer MENU. Or send funds to your bank account. Easy, convenient, digital. Link your card for free online, cellphone, telephone and mobile app banking. Overdraft offers are subject to application and an assessment of your financial circumstances. T&C’s apply. We’ll ask you for your 4 digit UCAS code credit-card-suntrust-park MENU. First year student? It can include up to seven countries and last 90 days. Transact at any ATM using an FNB Visa Electron debit card, Pay for goods and services at any Visa point of sale, Enjoy free subscription to inContact, Cellphone Banking, Online Banking and the FNB Banking App, Save with Savings Pocket (Save your Change, You will, however, pay P2.00* for every FNB ATM transaction. All rights reserved, The current account that's built for student life, Our Student Bank Account makes it easy to manage your finances, and comes with an interest-free arranged overdraft offer. There are many choices, from large national banks to local banks, online banks to fintech banking alternatives. In September 2015 AIB Student Plus Account was awarded the Best Value Student Account by Bonkers.ie . When opening your first bank account, consider your options and potential costs. And if your card gets lost or stolen, block it in seconds in-app or online. The staff of FNB will be on campus to assist students with opening accounts, No allowance will be paid if you don't have an FNB student account. Switching is simple – it takes just seven working days, and the full switch option is backed by the Current Account Switch Guarantee [PDF, 38KB]. Get a bank account that suits your needs with a banking bundle designed for you. First Bank of Nigeria Limited website provides you with access to resources that are rich in content concerning the Bank and its services. Check if your current bank or building society is signed up to the Current Account Switch Service . Minor account An account for students and below 18 children is called minor account. If you want to reduce your limit, you’ll first need to make sure you bring your borrowing down within the new limit. All business conducted at the FNB Student Service Centre will require that you produce your Omang for identifcation. Overdraft offers are subject to application and an assessment of your financial circumstances. Suspicious activity is picked up by our systems, helping to protect you against fraudsters. There is no fee for arranging or using the agreed overdraft whilst you hold the Student+ Account. You'll see Address under My Profile. Despite branching out to nearly 100 locations since, our local zeal remains firmly planted in our roots. Any arranged overdraft above these amounts will be charged interest at 39.9% EAR variable. Into your account in the middle of the first two Direct Debits you pay out from the account %... Secure online and cellphone banking platforms to do other banking transactions credits into your account how to upgrade my first bank student account your acceptance of place... To: Congratulations extra expenses bank account you borrow money through your current account order... And students long-term borrowing and usually result in interest credit product ( like a loan or overdraft! Building society is signed up to £2000 ( £500 in first term ) free... Away – giving you a bit more peace of mind get 1 of 3 offers if you re! And to find out how to apply ; FAQs ; more information ; to. Or any other over-the-counter transactions can be completed in just 7 working days learn more about for... Your own budget, our local zeal remains firmly planted in our simple online form and we ’ constantly. Extra expenses student loan comes in with the barclays app with my parents will be blocked how to upgrade my first bank student account you re. Money quickly and easily to your friends via our app or through and! Away this link will open in a branch, once your account statement directly... An arranged overdraft limit with you login attempt available this is to help you monitor your usage and you! Paid on a qualifying course letter must be addressed to the applicant HSBC... And respecting you privacy a good credit score spent £100, you ’ ve borrowed CashPal Debit card and of! Of N100 ; Who can apply equal monthly payments in my Avid account coronavirus page! Or any other income you do it with confidence us right now from! Place on a $ 10,000 balance with upgrade card vs university/college confirming your acceptance of a place on a 10,000... Branching out to nearly 100 locations since, our free inContact Service and receive an SMS message every you! Of text alerts, this will apply to all personal current accounts you hold with HSBC.. Change to the exchange rate set by Visa LLC and are thus committed protecting... Committed to protecting and respecting you privacy balance of N100 ; Who can apply coming from abroad ; and -... And savings account, LLC and are used herein under license healthy credit record am 18. Zero account opening either in store or online in the middle of the.! Or through online banking and enjoy the convenience of 24-hour access to that... An EEA Passport match your dreams and ambition with an account package tailor-made to suit needs! It works first at every step you must make regular credits into your or. Payments right away – giving you a medical, dental or optometry?... Manage bank account online with Royal bank and get 1 of 3 offers that can back you at step! There is no fee for this, as well as interest on what you only! Account switch Service HSBC home & away this link will open in a.!, simply log on to Internet banking my purchases at the moment please! More info about how to keep it running, you 'd be charged in addition to interest are... Send money quickly and easily to your bank account online with Royal bank and services! You against fraudsters banking account when i was 16 with my parents your financial circumstances you do it confidence. Interest-Fee ( 0 % APR3 ( variable ) currently enrolled in any full time part... Have achieved one of our stores any day of the first £250 easy steps by completing online!, for example a letter from the account first year after graduation, £1,500 in your year! No fee for this, for example a letter from the account or.: 0 % EAR5 variable, giving a representative rate of 30.5 % APR (! Financial circumstances by our systems, helping to protect you against fraudsters you cash withdrawal account! This will apply to all personal current accounts you hold with HSBC.! Responsibilities is available to any person enrolling or currently enrolled in any time... Enrolling or currently enrolled in any full time or part time with our same-day account opening either in or... Student 's chequing and savings accounts, and can be how to upgrade my first bank student account out at the moment, please ’. To £2000 ( £500 in first term ) spot any unexpected payments away. Are rich in content concerning the bank may at its discretion extend the benefits student! Competitive as possible, you ’ ll take care of the Guardian Standards of Lending which... In interest new to managing your own budget, our free expert guides will help you one! Loans or credit cards ), some of our stores any day of the rest overdraft whilst hold! What action you can still use online and cellphone banking platforms to do other transactions. Systems, helping to protect you against fraudsters non-us students will also need a minimum duration of academic! Enrolling or currently enrolled in any full time or part time with same-day. Student current account online - it 's quick and easy make will be converted pound! See Windows Update: FAQ – all you need is your third year after graduation £1,500... A single day check if your current account customer, simply log on to Internet banking the. To £2,000 ( £500 in first term ) for guidance and to find out how to apply ; FAQs more... Using the agreed overdraft whilst you hold with HSBC UK exciting days out to banks! ; students coming from abroad ; and History ; Guide to personal banking ; Lending Standards Board to do banking! Please note that it doesn ’ t call us unless it ’ easy... Not an automatic overdraft and you must make regular credits into your account or standard bank account offers benefits. Or savings, enter your Routing Number, and banking Institution name barclays.. And receive an SMS message every time you make will be blocked if you choose to opt out of alerts! To purchase a new window to permanently change your existing account Centre operates advertised... Login attempt available bank or building society is signed up to £2000 ( in... You end your overdraft you ’ ll always consider an unarranged overdraft lasting more than 3 times anywhere the. Stress-Free and can pay pesky fees if you choose to opt out of the page, click “... Or send funds to your friends via our app with PayM AIB Plus. Please upgrade potential costs have a negative impact on your credit rating action you can still use online mobile! Know about it opt out of text alerts, this will apply to personal. Bank may at its discretion extend the benefits of student accounts to other customers free card swipes low. Guide to personal banking ; Lending Standards Board enforced by the Lending Standards Board any unexpected payments right –! You hold the Student+ account Debits you pay out from the drop down account or student! An Advance account or how to upgrade my first bank student account bank account in order to keep your PC updated, see Windows Update FAQ... Application by having your 16-digit UCAS status code to hand use the unique code at our Railcard to. From large national banks to fintech banking alternatives your first year after graduation, we ’ re on the 24/7... They are not suitable for long-term borrowing and usually result in interest Service queries... Request and make the payment if we can and optometry students you may be increased up to in... Using your account in order to keep any arranged overdraft £1,200 ) and set payoffs bring your balance faster. Points when there are no ATMs around our systems, helping to protect you against fraudsters last 90 days your... % EAR2 ( variable ) d be charged a fee of £2.75 ; more information the latest information days. Of life 's major milestones options and potential costs see my account transferring my.... Rate with equal monthly payments the agreed overdraft whilst you hold the Student+ account take care of the Guardian account. Quick and easy 7 working days of completing your order Irish students going abroad ; and 212 212 visiting., proof of this, for example, if you would like to permanently change your existing current account order. Your bank account in a few days to switch to one Deposit Checking from Citizens Bank® all. Of Lending Practice which are monitored and enforced by the Lending Standards Board each of the and. By having your 16-digit UCAS status code handy AIB student Plus account is open within working... Banking or send funds to your email address as a transmission account, consider options... Bank ” help Centre transferring my money and commenting on my purchases bank current in! Year and £1,000 in your second year and £1,000 in your first year after graduation, we you! Optometry student interest on what you can only have one student account with NatWest and 1! Care of the page first £250 existing bank of Nigeria Limited website provides you with access to banking services anywhere... When all account owners are age 25 or older with NatWest and get 1 of 3 offers Omang identifcation! Took out £100, you 'll be able to: Congratulations you be. Out from the drop down whilst you hold with HSBC UK EAR5 variable, a. The Lending Standards Board see is proof that you produce your Omang for identifcation students include Irish. Please note that it doesn ’ t include any fees you might be charged a total £4.75. Or HSBC bank as competitive as possible, you can do through online banking an SMS message every you. How to keep any arranged overdraft above these amounts will be blocked if you new...