All the credit unions’ solo branches are in the Washington, D.C., and coastal Maryland area, with 5,600 shared branches across the country. Amid the coronavirus pandemic, banks and credit unions are trying to offer some relief to … “If you compare NASA Federal with other banks, the rates are a whole lot better! Perhaps the most famous NASA FCU offering is the official Star Trek Credit Card, which is a must-have for Trekkies everywhere! If not, then the monthly maintenance fee is $8. NASA Federal Credit Union advertised unrealistic car loan rates and then did a hard pull on my credit without my authorization. NASA Federal Credit Union has been serving NASA employees and their families since 1949. Members with this card can receive 1 point for each $1 spent that can be used for either merchandise or travel. However, NASA Federal Credit Union does charge a number of other fees, including late payment, returned payment, cash advance, foreign transaction, and card replacement fees. Membership is currently available to the following individuals: The easiest way to join NASA Federal Credit Union is by becoming a member of the National Space Society – one of the affiliated partners. NASA Federal Credit Union is the official credit union of NASA, and offers a variety of credit card products to meet the needs of members everywhere. When there are not enough funds in your checking account to cover your purchase, NASA FCU automatically withdraws the needed money from one of the alternative accounts. NASA FCU credit cards are all great, but the most popular option is by far the Star Trek Visa. One member commented on how all questions were answered quickly and to the member’s satisfaction. Loans. Further, NASA FCU also offers a service called Account Guardian. As its website states, Account Guardian is available for those times when a member miscalculates the amount of money in his/her checking account or a deposit isn’t yet available. Members who want to consolidate their credit card debt should read further NASA FCU reviews about their credit card services to make an informed decision. Many of the NASA Federal Credit Union reviews centered on members who consolidated their credit card debt into one of NASA Federal Credit Union’s credit cards with a lower interest rate. Review AdvisoryHQ’s, Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. Carefully review NASA Federal Credit Union’s disclaimers before making any investment decisions. They have a card they call “ Star Trek Credit Cards.” I couldn’t write a review about the credit union without including a small bit about this fun card. Purchase Intro APR → Not Offered. Reviews from NASA Federal Credit Union employees about NASA Federal Credit Union culture, salaries, benefits, work-life balance, management, job security, and more. A federal credit union is one that is regulated by the National Credit Union Association, a government agency. NASA credit cards have exceptionally low interest rates, with even the higher APR considerably below the national average. Refinance My Loan Get a New Loan Auto Insurance. Joining NASA FCU provides a free one-year membership in the group and instantly opens membership. According to some NASA Federal Credit Union reviews, however, at least one customer complained that there was no way to opt out of the overdraft protection for non-debit card transactions. With just $2 in deposits, the federal credit union now has over $2.8 billion in assets, making it one of the largest credit unions in the United States. Fans of the Star Trek Voyager, Next Generation, or even Star Trek (the original series), will get a kick out of the card. NASA Federal Credit Union is a leading credit union with over 17,000 members throughout Florida, Texas, and the United States. Also review each firm’s site for the most updated data, rates and info. It’s worth noting, however, that at least one member said in a NASA Federal Credit Union review that his savings account was closed for inactivity. These perks include no hidden fees, such as no: While almost every NASA credit card has no annual fee, the NASA FCU Visa Star Trek™ Credit Card does have a yearly fee of $39. 2 Annual Percentage Rate (APR) is valid only on balance transfers made within 90-days of account opening for qualified applicants, based on creditworthiness and other factors. Equipped with the latest in security technology, the app is designed to keep your accounts safe. These services include: Retirement planning: Members looking to save for the future have several options when working with NASA FCU. It offers retirement rollover accounts (401(k), 403(b), and 457), company pension accounts, and IRAs. Overall, NASA Federal Credit Union offers pretty standard checking account options for members. Transfer Intro APR → 6.9% - 17.99% Until the balance is paid off|Transfer Fee: $0. Before deciding if this credit card is the right one, members should review NASA Federal Credit Union’s other card options. NASA Federal Credit Union reviews on a, NASA Federal Credit Union makes it easy to get in touch for any reason. No rewards are offered. Smart. Some members wrote in NASA Federal Credit Union reviews that overdraft fees were applied in situations where mistakes were made on the part of the credit union. Like other banks and credit unions, NASA FCU also offers different savings account options with varying interest rates. Related: Top 6 Best Online Tax Preparation Software for Individual, Financial Services – NASA Federal Credit Union Review. (adsbygoogle = window.adsbygoogle || []).push({}); Copyright © 2015-2021. Members can open checking accounts and savings accounts, apply for credit cards, and make appointments to receive specialized services. Not Offered. Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Premier Checking: This is NASA Federal Credit Union’s most basic checking account option. NASA FCU has a long history of serving its members with excellent rates and products. 1 Negative balance cannot exceed $500 including fees. Specifically, potential members should read all available NASA Federal Credit Union reviews to get an idea of the real customer experience. This is a great option for those who don’t have a need for paper checks. Since it is a credit union, NASA FCU can offer checking accounts with cheaper fees than its traditional for-profit bank counterparts. However, there were some problems that are addressed further down. Click to view AdvisoryHQ's advertiser disclosures. Further, BestCards lists credit card offers that are updated daily with information believed to be accurate to the best of our knowledge. The minimum daily balance to avoid any monthly fees is $2,500. NASA FCU has a long history of serving its members with excellent rates and products. AdvisoryHQ (All Rights Reserved), NASA Federal Credit Union offers several types of, Like other banks and credit unions, NASA FCU also offers different savings account options with varying interest rates. Its contact page has phone numbers and branch addresses that members or potential members can use for their inquiries. 24 NASA Federal Credit Union reviews. Hughes Federal Credit Union Visa® Platinum Card. Since rates and terms vary, members need to speak with a NASA credit union mortgage specialist to see if they qualify. Setting up a retirement account requires talking with a financial advisor. 13.24% to 17.99% variable based on creditworthiness and the Prime Rate, 15.24% to 18% variable based on creditworthiness and the Prime Rate, Flexible redemption options, including making deposits, paying down balances or redeeming for gift cards, 24/7 emergency assistance, fraud protection and extended warranty coverage, Earn extra points at selected in-store and online merchants, Redeem your points for merchandise, gift cards and more, largest credit unions in the United States, currently available to the following individuals, Current NASA employees, including anyone employed at any NASA facility, Retired NASA employees or retired employees at a NASA facility, Members of the National Academy of Sciences, Employees or members of any NASA FCU partner company or associations, Relatives or household members of any NASA Federal member, Complimentary access to your FICO scores every month, Comprehensive fraud alerts and notifications. NASA Federal Credit Union has one of the most unique credit cards you’ll find. The very best Navy Federal cards require a minimum credit score of at least 700 for approval. Advertiser Disclosure – BestCards is an independent, Florida-based credit card comparison platform. Like retirement planning, the investment services require members to speak with a financial advisor. Click to view AdvisoryHQ's, ► Get Featured on AdvisoryHQ. Other banks wanted me to deposit at least $500 to open an account. It’s worth noting, however, that at least, It should be noted that if NASA FCU does pay for the overdraft amount, the member will be charged a, Further, NASA FCU also offers a service called, According to some NASA Federal Credit Union reviews, however, at least, NASA Federal Credit Union’s website does offer several different calculators to allow members to gain more insight about how to better invest their money. While it’s easy to love a credit card with good … Platinum Advantage Rewards: This is the top-tier credit card that NASA FCU offers. A free inside look at company reviews and salaries posted anonymously by employees. Premier Preferred Checking: Preferred checking is NASA Federal Credit Union’s highest-level checking account because it pays dividends and other rewards, depending on how high the member’s daily balance is. Personal Loans Home Loans Auto Loans. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). So a new member, maybe with a lower income and/or a minimal credit history, can start off with the Visa Classic, then move up to the other credit card tiers. No. The advisor will evaluate the member’s investment goals and then create a comprehensive strategy to achieve those goals. After the first year, membership is just $12.50 per year after that. The nice thing about NASA Federal Credit Union is that I opened my account with only a $100 deposit, and they only require a $5 deposit to open an account. Members can open checking accounts and savings accounts, apply for credit cards, and make appointments to receive specialized services. Be sure to do a thorough NASA FCU review of its terms to avoid any extra penalty charges. Today, NASA Federal Credit Union has more than 100,000 members that take advantage of all its financial products and services. Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. Increase Visibility, ► Top Financial Advisors in Toronto, Canada, ► Request a Free Award Emblem (Ranked Firms Only), ► Get Your Advisory Firm Featured – Increase Visibility, ► Request a Personalized Page for Any Firm, ► Mortgages – New Homes (Good-Great Credit), ► Mortgages – Refinance (Good-Great Credit), NASA Federal Credit Union’s credit card page, eVision is not operated by the credit union. However, more than one member stated that they experienced unnecessary overdrafts due to glitches in NASA FCU’s computer system. It should be noted that if NASA FCU does pay for the overdraft amount, the member will be charged a $32 overdraft fee for every transaction that NASA FCU pays the overdraft. This resulted in the customer not only being out the money that was withdrawn in error by a third party but the overdraft fee as well. This service will allow some debit card transactions to be approved, even if the account has insufficient funds. Read real NASA FCU reviews written by Credit Karma members. Regular APR → 9.4% - 17.99% (V) Purchase Intro APR. Many customers report feeling satisfied with the products and services offered to them by NASA FCU. While you might think NASA Federal Credit Union would be in Cape Canaveral, the headquarters is in Upper Marlboro, … NASA Federal Credit Union consumer reviews, complaints, customer service. Granted, this is only one customer’s experience at one particular location, but it’s good to keep this in mind before applying to be a member at NASA FCU. Anyone who works for NASA (or is employed at a NASA facility) can join the credit union, regardless of their geographic location. While it doesn’t specify a specific credit limit for this credit card, NASA FCU does say that it offers credit limits up to $30,000. NASA has their own federal credit union and one of the credit cards they offer is called the “Platinum cash rewards” card. A preliminary search for NASA Federal Credit Union reviews online showed no negative comments about its eChecking option. NASA Federal Credit Union offers three different card options, fraud protection, and two rewards programs. Further, the board of the credit union is made up of all volunteers. This benefits members because they can keep all of their financial services and accounts under one roof. Those not employed by NASA can join by becoming a member of the National Space Society, which is free for the first year. Carefully review NASA Federal Credit Union’s, For members who would rather manage their investment portfolios on their own, NASA Federal Credit Union directs members to the, Though there are exceptions where members felt that they haven’t been treated fairly, the credit union was responsive to the member’s needs. Financial institution and have not been reviewed or nasa federal credit union credit card reviews by these entities unless otherwise noted the! 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