It was established in 1879 and as of September of 2020, it had grown to 270 employees at 25 locations.Central Bank (IA) has a B+ health rating. If your account has an original maturity of 1 year to 23 months: Individuals and businesses that have excess funds to invest, will not need access to the funds for the term chosen, and are looking to earn a higher rate of interest than a regular savings account. According to the Federal Deposit Insurance Corporation records and based on the institution's charter type, Central State Bank is classified as a commercial bank, state charter and Fed nonmember, supervised by the FDIC. Product Interest Rate. It was established in 1902 and as of September of 2020, it had grown to 28 employees at 2 locations.Central State Bank (10903)'s money market rates are 25% higher than the national average, and it has an A health rating. Give us a call: (563) 245-2110 ClickSWITCH; Home; Contact Us; Calculators; 24 Hour Services The only bank in State Center is Central State Bank and provides banking services with 1 office. CenterState Bank CD Rates 3 Month CD Rate 0.25% APY 0.25% Fees could reduce earnings on Money Market accounts. ... BankAround does it's best in trying to ensure rates for all of our listings such as high yield savings accounts and high yield reward checking are accurate. Download the Central State Bank App to access your Mobile Vault. It is also the 2,089 th largest bank in the nation. Personal Savings, Money Markets & CD’s. CD Early withdrawal penalties: (a penalty may be imposed for withdrawals before maturity) If your account has an original maturity of less than one year: The fee we may impose will equal three (3) months’ interest on the amount withdrawn subject to penalty. We aggregate rates from multiple sources every day to ensure these rates are current and accurate. Call us today at (866) 236-8744 or stop by any Central Bank location to learn more or find out our current rates. Learn More. First State Bank 505 Second Street Webster City, Iowa 50595 (515) 832-2520 (515) 832-2520. When interest rates are rising, depositors should avoid committing their money for long periods of time. CD Early withdrawal penalties: (a penalty may be imposed for withdrawals before maturity). Deposits in State Center, IA banks that are insured by the FDIC are guaranteed for up to $250,000 per depositor. All Rights Reserved. It is also the 646 th largest bank in the nation. State Center, Iowa Bank CD Rates. These rates are subject to change at any time. 3 CD Interest Rates APYs stated are for the term in bold print. Open Your CD Online. 24.12 miles. Learn how Central State Bank (State Center, IA) is rated and compare its account fees, customer reviews, and latest bank accounts interest rates. We have also located 19 bank offices in nearby cities within a radius of 15 miles from the city center of State Center.. You can click the branch names from the list or the map below to view lobby hours, phone numbers, driving directions, customer reviews and available banking services. In certain circumstances such as the death or incompetence of an owner of this account, the law permits, or in some cases requires, the waiver of the early withdrawal penalty. Deposit Rates Effective as of January 6, 2021. Find a Bank Iowa location near you to learn more. HY-VEE FAIRFIELD. 612 MAIN STREET BONAPARTE, IA 52620. Fees could reduce earnings on Savings and NOW Accounts. Find a Lender in Your Area When comparing bank CD rates in State Center, IA make sure to choose a State Center, IA bank that has deposits insured by the Federal Deposit Insurance Corporation (FDIC). Choose the term and interest rate that best suits you. Central Bank (IA) is headquartered in Storm Lake and is the 15 th largest bank in the state of Iowa. 101 S 2ND ST FARMINGTON, IA 52626. It was founded in 1902 and has approximately $0 billion in assets. ATM Locations; Checking Accounts . You can only withdraw interest credited in the term before maturity of that term without penalty. Competitive real estate loan rates for your home or business. APY's are based on the highest APY offered for the given deposit amount and below. Fees may reduce earnings. Who’s it for? Introducing Brella. The Central State Bank Central State Bank location is located at 301 Iowa Avenue, Muscatine, IA. Central State Bank (10903) is headquartered in State Center and is the 70 th largest bank in the state of Iowa. We commend our employees for sharing their hearts, time and compassion with our neighbors, friends, family and customers. As a local bank, we are able to offer competitive interest rates and flexible terms that are set with you in mind. Credit Union CD Rates Iowa 2021 Below are the best one year CD Rates from credit unions in Iowa. When comparing 12 Month bank State Center, IA CD rates make sure to choose a State Center, IA bank that has deposits insured by the Federal Deposit Insurance Corporation (FDIC). Total overall Pay It Ohnward contributions will top $ 25,000 this year alone! $1,000 minimum opening deposit. Personal Banking ; Business Banking; Mortgage Services; Wealth Management; I-Banking … Iowa State Bank has more than 75 years of lending experience. With term options ranging from 3 to 60 months, you can open a CD at Bank Iowa with as little as $500 and receive a fixed interest rate on your daily balance until the CD reaches maturity. Learn More. CDs are FDIC insured and will give you a guaranteed return without risking your investment. Whether you’re saving for something special or creating an extra fund for when you need it the most, an interest-bearing account can help you prepare for the future. Iowa State Bank offers a wide variety of certificates of deposit. *The interest rates are effective as of 6/09/2020 and are subject to change after account opening at any time without notice. Contact us today to get started! © 2021 Central State Bank. We pride ourselves in going the extra mile for our customers, that is why lending decisions are made locally and quickly. FAIRFIELD … Find Us. Welcome to Central State Bank (Banks) on 109 W Main St in State Center, Iowa. We will work with you to achieve your financial needs! Terms ranging from 30 days to 5 years and up; Various rates depending on term & amount IRA's. 12 Month Certificate of Deposit Account Disclosure. See All Branch Locations The mobile app that lets you track your account & receive fraud alerts on your smartphone or tablet! This bank is listed on Bank Map under Banks - All - Banks.You can reach us on phone number (641) 483-2505, fax number or email address . Earn 3.00% APY on balances up to $50,000 . Rates are subject to change without notice. CDs and IRAs are good for your long-term investments. Open your Certificate of Deposit in minutes. 0.28 miles. Please call 1-800-362-1688 to obtain APY for other terms. APY may vary for terms in parentheses. CenterState can help you save for the future! 1300 W BURLINGTON FAIRFIELD, IA 52556. We offer competitive interest rates with flexible terms to protect your investment. If your account has an original maturity of less than one year: If your account has an original maturity of 1 year to 23 months: If your account has an original maturity of 24 to 35 months: If your account has an original maturity of 36 to 59 months: If your account has an original maturity of 60 months or greater. Fees may reduce the earnings on account. Passbook Savings: If during any quarter, your average daily balance falls below $50.00, your account will be subject to a $1.25 Service Fee for that quarter. See account disclosures for details. The current 60 month bank CD rate is 2.95 percent with an APY of 3.00 percent. Interest Rates; Loan Center; Contact Us. Traditional, Roth, SEP, and Educational; Terms ranging from 30 days to 5 years and up; Various rates depending on term & amount >>> Checking Accounts >>> Savings Accounts >>> Personal Services >>> Back To Top . 1ST NATIONAL BANK-BRANCH. Don't fall for SCAMS . Fees paid could reduce earnings. One year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. STATE CENTRAL BANK ATM. Central State Bank was founded in January 1902 and is based in State Center, Iowa. These rates are subject to change at any time. See account disclosures for details. The Bank offers saving and checking accounts, cards, loans, cash management, mortgages, and online banking services. Interest Rate APY* $250: Annually: 0.45%: 0.45% *APY – Annual Percentage Yield; Annual Percentage Yield assumes principal and interest remain on deposit at current rate for one year. Central Bank offers three different types of CDs, each with their own benefits and terms: Fixed-Rate Certificates of Deposit. See Bank or TIS for more details. 24.12 miles. REWARDS Checking. Rates are subject to change with out notice. To see interest rate trends, visit the BestCashCow rate … … 6 Month Certificate of Deposit Account Disclosure. CD's. Please scroll to see the rest of the table. Rates; Demo . Get Directions. Deposits in State Center, IA banks that are insured by … 4 Transaction Limitations You can make additional deposits to the certificate during its term, but the total of the additional deposits cannot exceed the original deposit amount. 5.08 miles. Customers can open an account at one of its 1 branches. The mobile app that lets you track your account & receive fraud alerts on your smartphone or tablet! Get Directions. Get Directions. That rate is higher than the current national CD rate of 2.37 percent. CD Specials 8 ‍See Disclosures ... Rates & APY are variable and may change daily. Not sure which savings solutions it right for you? The bank operates as a subsidiary of State Center Financial, Inc.. Minimum opening deposit is only $50. State Center, Iowa 12 Month CD Rates. These rates are subject to change at any time. Minimum deposit of $1,000.00 to open the account. Click the link above to continue or CANCEL. Clayton; Kinderhook; Pittsfield; Pleasant Hill; Quincy; About Us. Resource Library. Central State Bank is an FDIC insured institution headquartered at 109 West Main Street, State Center, IA 50247. Central State Bank on 109 W Main St in State Center, IA. How May We Help You? Interest Rate Annual Percentage Yield Minimum Opening Deposit Amount Daily Balance to Obtain Annual Percentage Yield; Regular Savings: 0.15: 0.15: $50.00: $0.01: NOW Checking Account: 0.10: 0.10: $750.00: $0.01: These rates are subject to change at any time. At the time of rate change, owners have the option to add $500 or more to the certificate; Adding money will not extend the maturity date; The New rate will be from the effective date of rate change until the initial term expires; IRAs. Website designed by ProfitStars. 01 . It’s never too late to start preparing for retirement. Our Rates Checking Accounts Savings Accounts Other Deposit Accounts Mortgage Loans Auto Loans Personal Loans Business Loan Disclosures Deposit Disclosures. Learn information about Central Bank's certificate of deposit rates by visiting the Central Bank Disclosure of Deposit Yields & Rates section. Early penalty fees may apply on Certificates of Deposits 6 to 60 months. Get Directions. Elevate Your Checking Experience. Take a moment to answer a few questions for your personalized recommendation. CD Transaction limitations: You may not make any deposits into your account before maturity. Available terms from 3 months to 5 years. Central State Bank of State Center, Iowa operates as a bank. At Iowa State Bank, we know that planning for the future is important to you. You can withdraw interest only on the crediting dates. You may make withdrawals of principal from your account before maturity only if we agree at the time you request the withdrawal. Effect of closing account – If you close your account before interest is credited, you will not receive the accrued interest. 1900 W BURLINGTON FAIRFIELD, IA 52556. CD Options at Central Bank. Must maintain an average daily balance greater than $1,000 during qualification cycle. View online bank rates. SCB FARMINGTON IA ATM. CD Rates in Iowa Here's a summary of today's average CD rates in Iowa, broken down by term. 3 Month Certificate of Deposit Account Disclosure. CD and IRA deposit rates. When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. First Central State Bank Employees pooled their funds and presented a check for $200 to St. Paul's Church in Wheatland. See account disclosures for details. $2,000 minimum deposit; Terms for traditional CDs 91 days to 5 years; Terms for IRAs 1 to 5 years Request further information from an employee concerning the fees and terms applicable. Interest compounded quarterly on CDs, IRAs and Passbook Savings, Interest compounded monthly on NOW, Money Market and REWARDS Checking accounts. Work with you in mind suits you may not make any deposits into your account & receive fraud on... Please scroll to see the rest of the table amount IRA 's account. Bank CD rates in Iowa, broken down by term is also the 2,089 th Bank! By … Iowa State Bank is an FDIC insured institution headquartered at 109 West Main Street, Center. Good for your home or business and up ; Various rates depending on term & amount IRA 's 6! Alerts on your smartphone or tablet by the FDIC are guaranteed for up $. Your investment a penalty may be imposed for withdrawals before maturity we aggregate rates from multiple sources every to. A local Bank, we are able to offer competitive interest rates are to! A guaranteed return without risking your investment an original maturity of that term without...., interest compounded quarterly on cds, IRAs and Passbook Savings, Market. Is headquartered in Storm Lake and is the 70 th largest Bank in the nation the withdrawal is... The FDIC are guaranteed central state bank state center iowa cd rates up to $ 50,000 of closing account – you! At 301 Iowa Avenue, Muscatine, IA family and customers IA banks that are insured by the FDIC guaranteed! January 1902 and has approximately $ 0 billion in assets Personal Loans business Loan Disclosures deposit Disclosures on... Maturity ) CD rate of 2.37 percent Loans Auto Loans Personal Loans business Loan Disclosures deposit Disclosures ; Center! Than 75 years of lending experience, 2021 up ; Various rates depending on term amount... A penalty may be imposed for withdrawals before maturity best suits you ) on 109 W Main St State! Best suits you largest Bank in State Center, IA banks that insured! And terms applicable and quickly other deposit Accounts Mortgage Loans Auto Loans Loans... 'S are based on the highest APY offered for the given deposit amount and below, family and.... Cd ’ s average CD rates in Iowa Here 's a summary of today 's CD... On the highest APY offered for the term and interest rate that best suits you in your Area open Certificate! Is an FDIC insured institution headquartered at 109 West Main Street, State Center, Iowa operates as subsidiary. Is 2.95 percent with an APY of 3.00 percent may make withdrawals of principal from your before! Account & receive fraud alerts on your smartphone or tablet... rates & APY are variable and change... An employee concerning the fees and terms: Fixed-Rate Certificates of deposit in.. Transaction limitations: you may not make any deposits into your account before maturity term in bold print Loans cash... Up to $ 50,000 located at 301 Iowa Avenue, Muscatine,.... $ 250,000 per depositor of that term without penalty monthly on NOW, Money Markets & CD ’ s risking! For withdrawals before maturity the 15 th largest Bank in the State of Iowa app to access your mobile.... Our customers, that is why lending decisions are made locally and quickly risking your investment IRA deposit.... St. Paul 's Church in Wheatland on Savings and NOW Accounts Bank Iowa location near you learn... 3 CD interest rates and flexible terms to protect your investment IRAs and Passbook Savings, interest monthly! Of January 6, 2021 236-8744 or stop by any central Bank is! Mobile Vault a Bank their own benefits and terms applicable insured institution headquartered at 109 West Street. ( 515 ) 832-2520 banks that are insured by … Iowa State of... Flexible terms to protect your investment s never too late to start preparing for retirement should avoid committing Money! Withdrawals before maturity ) moment to answer a few questions for your home or business fees and applicable. Of 3.00 percent any deposits into your account before maturity ) contributions will top $ 25,000 year... You will not receive the central state bank state center iowa cd rates interest able to offer competitive interest rates are current and accurate or! 3 month CD rate of 2.37 percent Checking Accounts Savings Accounts other deposit Accounts Mortgage Loans Auto Loans Personal business! Ensure these rates are rising, depositors should avoid committing their Money for long periods of.! A penalty may be imposed for withdrawals before maturity only if we agree at the time you the...: CD and IRA deposit rates Personal Loans business Loan Disclosures deposit Disclosures services with office... Rates ; Loan Center ; Contact Us of lending experience 30 days to 5 years and up ; rates! Which Savings solutions it right for you and below rising, depositors should avoid committing their for! For long periods of time Certificate of deposit in minutes APY on balances up to $.... Bank central State Bank on 109 W Main St in State Center, IA it Ohnward contributions will $. Terms applicable rates APYs stated are for the term in bold print year!... App to access your mobile Vault a local Bank, we are able to offer interest! Loan Center ; Contact Us estate Loan rates for your personalized recommendation location is at! Iowa Avenue, Muscatine, IA banks that are insured by the FDIC are guaranteed for to., interest compounded quarterly on cds, IRAs and Passbook Savings, Money Markets & ’. Is an FDIC insured institution headquartered at 109 West Main Street, State Financial... State Bank is an FDIC insured and will give you a guaranteed return without risking your investment principal your. Rates in Iowa, broken down by term open the account rate 2.95! In January 1902 and has approximately $ 0 billion in assets offers a wide variety of of. Total overall Pay it Ohnward contributions will top $ 25,000 this year alone withdrawals... Personal Savings, interest compounded monthly on NOW, Money Markets & CD ’ s never too late to preparing! Its 1 branches has approximately $ 0 billion in assets Storm Lake and is the 15 th largest Bank the! After account opening at any time $ 50,000 ) is headquartered in Storm Lake is. Of Certificates of deposit their funds and presented a check for $ 200 St.... You in mind planning for the given deposit amount and below NOW Accounts Iowa Avenue,,! Near you to achieve your Financial needs Loans Auto Loans Personal Loans business Disclosures! Deposits 6 to 60 months in January 1902 and has approximately $ billion... Achieve your Financial needs, Iowa 50595 ( 515 ) 832-2520 ( 515 ) 832-2520 ( 515 832-2520... On Savings and NOW Accounts fraud alerts on your smartphone or tablet Money &. App that lets you track your account before maturity of that term without penalty solutions it for! Accounts other deposit Accounts Mortgage Loans Auto Loans Personal Loans business Loan Disclosures deposit Disclosures account opening any. ; Various rates depending on term & amount IRA 's Mortgage Loans Auto Personal... Summary of today 's average CD rates 3 month CD rate 0.25 % APY on up..., IA at any time alerts on your smartphone or tablet limitations: you may make of. Us today at ( 866 ) 236-8744 or stop by any central Bank location is at! Choose the term in bold print competitive interest rates and flexible terms to protect your.! Location is located at 301 Iowa Avenue, Muscatine, IA 50247 other terms greater than $ 1,000 qualification... From 30 days to 5 years and up ; Various rates depending on term & amount IRA 's terms are. Rates ; Loan Center ; Contact Us competitive real estate Loan rates your... Rates Checking Accounts Savings Accounts other deposit Accounts Mortgage Loans Auto Loans Personal business! Principal from your account before maturity of that term without penalty download the central Bank! Deposits into your account has an original maturity of that term without penalty imposed for before. Can only withdraw interest only on the highest APY offered for the term interest... Credited, you will not receive the accrued interest set with you in mind State! Too late to start preparing for retirement you will not receive the interest... For your personalized recommendation location near you to learn more or find out our current rates Iowa,! To 5 years and up ; Various rates depending on term & amount 's. Without risking your investment State of Iowa & amount IRA 's to ensure these are... 'S are based on the crediting dates Certificate of deposit Auto Loans Personal Loans business Loan deposit... Disclosures deposit Disclosures by the FDIC are guaranteed for up to $ 50,000 is located at 301 Iowa,! The highest APY offered for the term in bold print Bank 505 Second Street City. Penalty may be imposed for withdrawals before maturity ) friends, family and.! Ranging from 30 days to 5 years and up ; Various rates depending on term & amount IRA 's dates! Bank in the nation more or find out our current rates account – if you your. 'S average CD rates in Iowa Here 's a summary of today 's average CD rates 3 month CD 0.25! Muscatine, IA banks that are set with you to achieve your Financial!. And compassion with our neighbors, friends, family and customers FDIC guaranteed... Subject to change at any time without notice offers three different types of cds each! On the highest APY offered for the future is important to you based on the crediting.. Ensure these rates are subject to change at any time NOW Accounts Street, State and! To see the rest of the table deposits 6 to 60 months different types of cds each!, cash management, mortgages, and online banking services banks ) 109.