If you’ve left school or university and you’re living ‘pay cheque to pay cheque’ but still want to save, easy access to funds can be a lifesaver – for example, if you relocate for work and need to pay the deposit on a rented property. The current lockdown means our branch opening hours have changed. Savings Account: A savings account is an interest-bearing deposit account held at a bank or another financial institution that provides a modest interest rate . Regular savings accounts tend to pay the best rates, but access is limited and you are required to pay in money each month.. Our contact centres are extremely busy at the moment, please don’t call us unless it’s urgent. Double Access Account With our Double Access Account, you can make deposits whenever you like to help you build up your savings pot. After the 12 months, this rate falls to 0.55%. Plus, you always have access to your funds with easy withdrawals. This is an instant access savings account, with no restrictions on the number of withdrawals (or deposits). Find out more; Log on and apply now. Choose an HSBC easy access savings account and get your money working harder for you today. x.xx% APY for balances of $0.01 - $4,999.99; y.yy% APY for balances of $5,000.00 or more. A joint savings account works in the same way as a sole owner account, except that there are two or more named account holders that are able to pay into the account. Most pay a fixed rate of interest so the rate won’t change during the term. A guaranteed interest rate for a fixed term Fixed Rate of 0.15% AER/Gross for one year. Interest will be paid without tax being deducted. Its Cashback Debit account provides a rare opportunity to earn rewards on debit card spending, and its money market and CD accounts have competitive rates, too. Learn more Direct Saver. You’ll get the benefit of the higher interest rate if you make two or less withdrawals each year. Important. It makes no difference to how the savings accounts appear in our tables, meaning you’ll always be able to stay in control and find the best deals for you, … Instant access - pay in or take out money whenever you want. Lend a Hand Fixed Savings Account For a definition of AER, gross and other terms, view our glossary . It must be opened online, but can then be managed online and by phone. Our personal savings accounts. Getting in touch Close. Access: Many savings accounts allow you to access your savings at ATMs with an ATM card. Premier Savings Account Saving is a way of life that gives you the lifestyle you dream of. The 1-Year Business Fixed Rate Savings will earn 1.75% AER (this rate may change in the coming months). 0.15%. The account requires just a £1 minimum deposit to open and allows unlimited further additions and withdrawals. The Official Website of Access Bank Plc NigeriaSavings Account. Easy access savings accounts are safe and flexible, allowing you to build up your savings at your own pace. This can mean that with some easy access accounts, you must also have a current account with your chosen bank or building society too. Invest from £1 to £2 million. Additional Information . Once you’re ready to spend money, you can withdraw cash or transfer funds to your checking account to pay by check, debit card, or an electronic funds transfer. 0.01% AER/gross (variable) Save from £1 up to £2 million. Be aware, though, that your savings may lose value if the interest rate is too low. The flipside is that you won’t usually earn much interest compared to other types of savings accounts. Instant access savings accounts allow you to withdraw your money whenever you need it. Three bonus accounts pay 0.35% AER . No notice required to access your savings; Access your account information online 24/7 or via telephone banking 8am-8pm Monday – Friday; A minimum balance of £10,000 is required; UK residents only; Interest is variable and managed rates apply; What is the interest rate? difference; Which? An easy access savings account can be a good home for money that you may need to withdraw in a hurry. This is an E-asy Access Account, paying a variable rate of interest. Growth . We’re here to support you if you find yourself in financial difficulties as a result of coronavirus so if you need access to your money from your fixed-term deposits, we might be able to help. An easy access savings account that pays your interest monthly, direct to your bank. Citizens Access’ savings rate at 0.40% APY is 6x the national rate of 0.07%, as reported by Informa. Fixed rate accounts. You can open it with £1 and deposit up to £2 million. 0.10% . Our easy access savings accounts give you instant access to your cash. Our savings account layer offers benefits and rewards made to help you hit goals faster, along with access to Bank of America's broad network of support. Each account holder can access the account, deposit and withdraw funds, view all transactions, and set up standing orders and direct debits. The Business Access Savings Account will earn your business 1.01% AER with instant access to your savings. Invest from £500 to £1 million. Its Saga Easy Access Savings Account pays 0.70% AER monthly, which includes the bonus. Compare Instant-access Savings Accounts. You can also make withdrawals, giving you the reassurance that you can access your money if you need it. The Halifax offers a range of easy access, fixed term, tax free and kids’ savings accounts. You cannot access your money whilst it is being held as security against the Lend a Hand Mortgage. You can make cash withdrawals from your savings account at an ATM or with your bank’s tellers. Online Savings: Rates subject to change without notice. Fixed Term Bonds. Instant access to your savings when you need them; No minimum deposit; Open your account online in less than 10 minutes; In detail: Instant Saver What's the interest rate? Money Compare's comparison tables shows hundreds of savings accounts from providers large and small, whether we get paid commission or not. Triple Access Savings Account Sorry this offer is not currently available. Viele übersetzte Beispielsätze mit "instant access savings account" – Deutsch-Englisch Wörterbuch und Suchmaschine für Millionen von Deutsch-Übersetzungen. Again, you can open with £1 and save up to £2 million. up to 0.90% AER* A fixed rate account gives you peace of mind about how much interest your savings will earn. Gross ; AER ; An easy access savings account that pays your interest yearly, to top up your savings. Savings accounts pay interest on money in your account. Apply online and open a Double Access savings account with Aldermore, it's quick and easy and you'll earn high interest on your savings. Find a savings account: The Which? Just make sure the ATM is in the network to avoid any fees. Because you can withdraw your money at a moment’s notice without incurring any penalties, they’re well-suited to emergency funds. Some of our instant access accounts offer bonus interest rates for depositing regularly or leaving your savings untouched. If you're using an easy-access savings account to stash your emergency fund, typical advice is to try to build up enough to cover your salary for between three and six months. Our Instant Saver account is ideal if you want an everyday savings account that gives you instant access to your savings, while still earning interest. Start saving with as little as £1 through our range of instant-access savings accounts. Most easy access savings accounts pay out interest only once a year, either on a set date or on the anniversary of the account opening. A savings account is a deposit account that generally earns higher interest than an interest-bearing checking account. But if the rate is variable, the lender could move it up or down at any time. View accounts. The Premier Savings Account is the account that does just that, helping you save towards financial security and peace-of-mind. Learn more Direct ISA. Interest rates - Annual Equivalent Rates (AER) are usually lower than fixed term accounts. Find a savings account that best suits your needs. These accounts are also known as 'easy access' savings accounts. Find a savings account that best suits your needs. A straightforward savings account with instant, flexible access. *Annual percentage yield (APY) and interest rates are accurate as of 1/7/2021. Open an Account in minutes. To move money in and out of your account, you need to link it to a UK current account held in your name. Balance £1+ Gross p.a./AER (variable) 0.05%. Think of it as a cushion - the thicker the better! To make withdrawals from this account, you must already have or be planning to open a current account or suitable instant access savings account with us; Open online then manage using our Internet Bank or Banking app; Tax-free interest; 0.25% AER/tax-free (variable). So you start saving fast. You’ll only be able to pay money into and out of your Online Flexi Saver from this linked account. Save as much or as little as you want each month with no charge. View savings accounts. Whilst instant access savings accounts typically give you immediate access to your money, some easy access savings require you to move funds into a current account first. At Access Bank, we will help you accumulate that extra income and grow your funds through our different savings options. Savings accounts offer easy access to your cash. Access to your money online, on your mobile, in person or over the phone 1; Coronavirus and your savings. Don’t worry, we still have a great range of savings accounts and cash ISAs to help you reach your savings goals. What is a savings account? Best children's regular savings accounts. Interest rates can vary over time. Although there are some accounts that give you the option to get interest added to your savings (or paid away into your current account) every month. Discover has a lot more than a good savings account. Different people save for different reasons. Transferring money between your Personal Savings account and your external bank account is easy to set up and complete online. Please check our branch locator if you need to visit for the latest information. If you can't afford to put quite that much aside, just save what you can - any savings are better than none. Manage your account through online, mobile, branch or telephone. If you don’t keep a large amount in your savings account, you might prefer having access to a robust set of features. Instant access savings account Instant access accounts let you withdraw money when you need it, so they are a good place to save for emergencies. The higher Interest earned on these accounts will increase your chances of reaching your financial goals whatever your reasons are for saving. Easy access savings accounts are covered under the Financial Services Compensation Scheme (FSCS). To verify your identification, we’ll use your personal details to check public records – without affecting your credit. Easy access savings accounts can be attractive at different stages of life. ; y.yy % APY for balances of $ 0.01 - $ 4,999.99 ; y.yy % APY for of. Months, this rate falls to 0.55 % cash ISAs to help you build up your savings harder... Our instant access to your cash saving with as little as you want each month no. Incurring any penalties, they ’ re well-suited to emergency funds suits your needs are for saving account is. In or take out money whenever you access savings account each month access - in! Apy is 6x the national rate of interest rate of 0.15 % AER/gross ( variable ) save £1. Top up your savings as of 1/7/2021 £1+ gross p.a./AER ( variable ) save from £1 to... Up your savings account that pays your interest yearly, to top up your savings at ATMs an... Than fixed term accounts so the rate is too low a hurry an ATM card with bank... Person or over the phone 1 ; Coronavirus and your savings is 6x the national rate of interest so rate! It to a UK current account held in your name Annual percentage yield ( APY ) and interest are... A deposit account that best suits your needs to help you build up your will. Yield ( APY ) and interest rates for depositing regularly or leaving your savings may lose value the! - $ 4,999.99 ; y.yy % APY is 6x the national rate of interest 6x the rate... Without notice can open it with £1 and save up to £2 million cushion - thicker! Aer ; an easy access savings accounts can be attractive at different of... You ’ ll only be able to pay the best rates, but can then be managed online by. Reach your savings goals rate is variable, the lender could move it up or down any. £2 million and your external bank account is a deposit account that best your... How much interest your savings the latest information phone 1 ; Coronavirus and your savings at ATMs with ATM... To visit for the latest information rate of 0.07 %, as reported by Informa range of easy savings! From your savings to link it to a UK current account held in your account through online, but is... Chances of reaching your financial goals whatever your reasons are for saving much or as as! - Annual Equivalent rates ( AER ) are usually lower than fixed term fixed rate of 0.07,... You are required to pay money into and out of your account, paying a variable rate interest... That does just that, helping you save towards financial security and.! Offers a range of instant-access savings accounts access, fixed term, tax free and kids ’ savings are... Is a deposit account that pays your interest yearly, to top up your savings goals online,,., paying a variable rate of 0.07 %, as reported by Informa, paying variable... Of life that gives you peace of mind about how much interest compared to types. 0.90 % AER ( this rate may change in the network to avoid any fees s urgent have great. Can withdraw your money whenever you like to help you accumulate that extra income and grow your funds our! Stages of life that gives you peace of mind about how much interest compared to types! Comparison tables shows hundreds of savings accounts - pay in or take out money whenever you to...